:root{--navy:#0a2941;--navy2:#123e5b;--blue:#0875a8;--blue2:#0c5f8b;--ink:#142332;--muted:#667789;--line:#dfe6ec;--soft:#f5f8fa;--green:#168a63;--gold:#ffcf2e;--white:#fff;--shadow:0 8px 26px rgba(16,43,64,.08);--radius:12px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Manrope,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55}a{color:inherit;text-decoration:none}.wrap{width:min(1120px,calc(100% - 36px));margin:auto}.skip-link{position:absolute;left:-999px}.skip-link:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:99}.riskbar{background:#f3f7f9;border-bottom:1px solid #e4ebef;font-size:12px;color:#556675}.riskbar-inner{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.riskbar a{text-decoration:underline}.site-header{background:#fff;border-bottom:1px solid 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